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Club Liability Insurance?

 
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us85



Joined: 29 Aug 1999
Posts: 41

PostPosted: Wed Dec 09, 2020 4:50 pm    Post subject: Club Liability Insurance? Reply with quote

Any officially operating clubs out there carry liability insurance? We've always carried a policy, but we're being told it's no longer offered.
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jfeehan



Joined: 27 Jul 1998
Posts: 154

PostPosted: Thu Dec 10, 2020 8:34 pm    Post subject: Reply with quote

have you tried asking someone at US Sailing?
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DanWeiss



Joined: 24 Jun 2008
Posts: 2290
Location: Connecticut, USA

PostPosted: Wed Dec 16, 2020 7:22 pm    Post subject: Reply with quote

Try contacting the Gowrie Group. They offer insurance policies designed for onshore activities and another for on-water. https://www.gowrie.com
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mac



Joined: 07 Mar 1999
Posts: 16249
Location: Berkeley, California

PostPosted: Thu Dec 17, 2020 3:54 pm    Post subject: Reply with quote

The last time I checked, the standard coverage carried by most yacht clubs also covers windsurfing. Burgee coverage I think it is called.
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us85



Joined: 29 Aug 1999
Posts: 41

PostPosted: Sun Dec 20, 2020 6:38 pm    Post subject: Reply with quote

We called Gowrie and inquired about the Burgee program and were told the policy is only written for sailboats. It's possible windsurfing has gotten bundled with kites or something because it seems they no longer want to offer us a policy.
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surfsuppp



Joined: 11 Feb 2016
Posts: 85

PostPosted: Mon Jan 04, 2021 3:08 pm    Post subject: Reply with quote

Try the guys are Real kites in NC they might be able to help.
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DanWeiss



Joined: 24 Jun 2008
Posts: 2290
Location: Connecticut, USA

PostPosted: Wed Jan 20, 2021 5:33 pm    Post subject: Reply with quote

us85 wrote:
We called Gowrie and inquired about the Burgee program and were told the policy is only written for sailboats. It's possible windsurfing has gotten bundled with kites or something because it seems they no longer want to offer us a policy.


I don't think that's accurate. Several clubs in the Northeast own windsurfers and use the burgee program just as they do for club-owned 420s and keelboats. What Burgee does not cover, as far as I know, are the privately owned boats used by members whether racing in a club event or otherwise.

However, basic qualification is that the insured is a club with direct USSailing affiliation. Or that was strictly the case since the discovery of fiberglass.

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